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Moneyplain
Moneyplain
NewWhere to invest, in five minutes

Understand money. Then make it grow.

Plain-English lessons and calculators in dollars or rupees. 11 lessons, 11 tools, 62 terms. No account, nothing to sell.

Where do I start?Read the lessons

Free forever · USD & INR

Public quotes, may lag · All markets

The learning path

Three modules. Eleven lessons. About 76 minutes.

Read them in order like a course, or jump to whatever confuses you most. Progress stays in your browser.

  1. Module 01

    Money basics

    1. How money actually works6 min
    2. Income, expenses, and cash flow6 min
    3. Budgeting that actually sticks7 min
    4. Your first safety net6 min

  2. Module 02

    Making money grow

    1. Inflation: the quiet tax6 min
    2. Compounding: small numbers, big outcomes7 min
    3. Debt versus investing7 min

  3. Module 03

    Investing, without the noise

    1. Risk and reward are the same coin7 min
    2. The asset classes, explained8 min
    3. Index funds and diversification8 min
    4. Getting started with small amounts8 min

Try it

What a small monthly habit becomes.

If you invest $200 a month for 25 years at 7% a year, you end with

$162,014

You put in
$60,000
It earned
$102,014
Monthly investment
Years
Yearly return
Year 01020
Fig. 163% of the final amount is growth, not your own money. Simplified illustration: real returns vary year to year, and inflation reduces what money buys. Not a prediction.

Tools

Calculators that answer your actual question.

Everything runs in your browser. Nothing you type is uploaded.

See all tools

Why this exists

Financial education, minus the sales pitch.

Moneyplain Pro · optional

Free to learn. Pro when you want more.

Lessons, calculators, glossary, and market prices stay free. Pro adds four research services for people who want to follow the markets more closely.

See plans

From was $12.99 now $4.99 a month · cancel any time

Questions

The things people ask first.

Is this really free?
The learning is. All lessons, calculators, comparisons, the glossary, and live prices are free with no account and no email. An optional Pro membership adds a daily report, monthly momentum data, a research agent, and a community: the free material never moves behind it.
I have almost no money to invest. Is this for me?
That is exactly who this is for. The first module is about understanding where your money goes and building a small safety net. Investing starts later, and it can start with very small monthly amounts.
Do you recommend specific stocks, funds, or products?
We tell you what most beginners should start with (a low-cost index fund) and which accounts to use in the US and India. We never name a specific fund, stock, or app, and we have no affiliate or referral relationships. Any decision should fit your own situation.
Are the numbers on this site real?
The lessons use realistic but simplified examples, and every calculator is an illustration based on the inputs you choose. Markets do not deliver steady returns, so treat every projection as a what-if, not a forecast.
Will this make sense if I am in the US? In India?
Yes. You can switch between USD and INR at any time, and the asset-class comparisons include region-specific examples such as 401(k)s and index funds for the US, and SIPs, FDs, and PPF for India.
Is any of this financial advice?
No. Everything here is general education. It cannot account for your income, debts, goals, or tax situation. For decisions that matter, talk to a licensed professional.

Ten minutes from now, money will make more sense.

Start with the first lesson, or play with your own numbers in a calculator. Neither will ask for your email.

Start lesson oneBrowse the tools